Custom limits on Credit cards


I'd like to suggest a manual manipulation of credit card balances, or something similar to that.

I find it incredibly hard to limit my credit card spend, it's a limit not a target. On that note I'd like to be able to set a sensible credit card limit to assist with saving. I'd like to see R1000 left on the card rather than R4567 left on the card.

The amount you can spend per month nudge would then not end up with me following that amount and hitting my limit each month. (I'm not that bad but the struggle is real!). That nudge is a welcome addition btw. Anything to assist in not overspending is treasured. 

Thanks for the good product and the hard work.




1 comment
  • Hi Wayne,

    Thanks for the suggestion :)

    The "Safe to Spend" nudge is actually based off of your budget rather than your account balance. We always want 22seven to reflect your actual account balances and transactions as accurately as possible, so we don't have any plans to allow for the manual manipulation of data we automatically collect. However, you should be able to achieve what you want by adjusting the budget amounts on the categories on your Budget screen. Lowering these will lower your safe to spend amount. You can also tap on any category and activate a spending alert so the app will warn you when you reach 50%, 80% and 100% of your planned spend on each category ;)

    Let us know if you have any other questions.

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