The R350 minimum is quite a nuisance for me. I have many small goals with amounts as little as R50. So currently I have to resort to configuring a scheduled transfer to an FNB 32-day Savings accounts. It's quite a pain.
I understand you guys are working with your partner to allow for smaller investment amounts. For the time being, perhaps you guys could implement a workaround by allowing the user to split goal contribution amounts.
Meaning, as a user I want to create multiple goals simultaneously each with an amount that combined adds up to the minimum R350.
Car license = R50 pm
Tyres = R50pm
Bed = R50 pm
Holiday = R200 pm
TOTAL = R350
This way the user can create smaller goals, but on your side it is combined so you are still generating a request that complies with R350 minimum.
Also, keep up the fantastic work! I'd be broke without you.