<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
<url>
  <loc>https://conversations.22seven.com/hc/en-us</loc>
  <lastmod>2026-03-25T12:00:35Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200541978-What-is-Vault22</loc>
  <lastmod>2025-09-17T08:23:31Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200541998-How-do-I-close-my-Vault22-profile</loc>
  <lastmod>2025-08-06T08:25:00Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200543078-How-do-I-change-my-email-address</loc>
  <lastmod>2023-09-28T16:20:32Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200552508-How-do-transfers-get-categorized-And-can-I-hide-transactions-so-they-don-t-appear-in-Vault22-For-example-when-I-transfer-money-between-accounts</loc>
  <lastmod>2025-08-11T14:19:22Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200576148-Why-does-Vault22-need-my-bank-login-information-username-and-password</loc>
  <lastmod>2025-09-25T08:19:49Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200576168-How-do-I-delete-an-account-so-Vault22-no-longer-gathers-information-from-it-but-I-can-still-keep-the-transaction-history</loc>
  <lastmod>2024-12-11T13:17:20Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200576188-Which-financial-institutions-can-I-link-accounts-from</loc>
  <lastmod>2023-01-31T10:52:06Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200576508-Who-has-access-to-the-servers-and-other-technology-that-holds-your-information</loc>
  <lastmod>2025-08-14T06:17:22Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200587047-How-do-I-reset-my-Vault22-password</loc>
  <lastmod>2025-09-25T07:26:59Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200611637-When-how-does-my-data-get-updated-on-22seven</loc>
  <lastmod>2024-05-01T13:42:50Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200611647-Can-I-use-Vault22-without-having-online-access-to-my-accounts</loc>
  <lastmod>2025-09-29T07:54:46Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200611757-What-can-I-do-if-Vault22-does-not-support-my-financial-institution</loc>
  <lastmod>2025-09-19T14:19:49Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200612017-How-can-I-protect-my-Vault22-profile</loc>
  <lastmod>2025-08-14T06:20:42Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200650676-Vault22-supports-my-bank-but-I-can-t-add-it-What-should-I-do</loc>
  <lastmod>2025-08-18T10:18:30Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200650696-How-do-I-add-a-new-account-for-a-bank-I-ve-already-added-to-Vault22</loc>
  <lastmod>2024-12-11T13:38:34Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200650706-I-m-being-told-that-my-login-credentials-are-not-correct-but-I-am-sure-they-are</loc>
  <lastmod>2025-09-29T08:31:00Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200651226-How-to-categorise-transactions</loc>
  <lastmod>2024-04-17T11:37:12Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200651236-How-to-categorise-more-than-1-transaction-at-a-time</loc>
  <lastmod>2024-02-11T14:23:43Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200651366-What-does-it-cost-to-use-Vault22</loc>
  <lastmod>2025-08-14T13:13:46Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200651376-How-is-my-information-kept-secure-while-travelling-over-the-internet</loc>
  <lastmod>2024-04-25T17:19:13Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200651386-Can-Vault22-employees-view-my-bank-account-numbers-or-credit-card-numbers</loc>
  <lastmod>2025-08-14T06:18:14Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200724698-How-does-Vault22-work</loc>
  <lastmod>2025-09-25T06:31:33Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200835263-Who-is-22seven-useful-for</loc>
  <lastmod>2022-01-03T11:56:48Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200835273-How-to-link-accounts-to-Vault22</loc>
  <lastmod>2024-12-11T14:55:14Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200835293-How-do-I-edit-an-account</loc>
  <lastmod>2025-09-25T09:02:51Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200835303-Why-can-t-I-upload-my-transaction-history-manually-rather-for-example-as-CSV-files</loc>
  <lastmod>2023-09-25T20:37:35Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200835323-How-do-I-delete-an-account-and-all-of-its-transactions-from-Vault22</loc>
  <lastmod>2025-09-29T08:23:03Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200835353-How-are-transactions-categorised</loc>
  <lastmod>2024-02-17T15:15:32Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200835783-Which-mobile-platforms-does-Vault22-support</loc>
  <lastmod>2025-08-11T14:16:25Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200835823-Do-you-store-my-bank-login-information-on-your-servers</loc>
  <lastmod>2025-08-14T06:12:45Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200951028-Is-it-safe-to-use-22seven</loc>
  <lastmod>2024-02-20T18:22:29Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200952308-Why-are-you-asking-for-my-login-details-It-seems-very-risky</loc>
  <lastmod>2024-03-13T19:14:23Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200952328-How-safe-is-it-to-give-you-my-login-credentials</loc>
  <lastmod>2023-04-12T01:07:55Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200960617-Why-do-I-get-SMSes-from-my-bank-when-I-log-on-to-Vault22</loc>
  <lastmod>2025-08-18T09:43:32Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/200960717-What-happens-if-I-change-my-details-at-my-bank</loc>
  <lastmod>2025-09-29T08:40:07Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/201438727-How-do-I-make-a-suggestion</loc>
  <lastmod>2024-01-23T05:09:59Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/201644303-What-happens-when-my-accounts-don-t-update</loc>
  <lastmod>2025-09-30T12:24:39Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/201734027-How-to-set-a-budget</loc>
  <lastmod>2026-01-02T07:58:54Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/201906037-How-to-export-transactions</loc>
  <lastmod>2024-02-12T12:13:11Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/202009298-How-to-split-transactions</loc>
  <lastmod>2024-02-11T14:22:58Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/202268958-How-to-create-your-own-category</loc>
  <lastmod>2024-01-20T19:12:32Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/202359978-How-to-change-the-Budget-start-date</loc>
  <lastmod>2024-12-11T14:43:41Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/202650433-How-to-view-all-uncategorised-transactions-on-iOS</loc>
  <lastmod>2022-04-19T08:48:08Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/202650663-How-to-filter-accounts-in-Accounts-on-iOS</loc>
  <lastmod>2024-03-11T05:54:03Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/202968046-How-to-rename-a-transaction</loc>
  <lastmod>2024-04-23T20:29:19Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/203252743-How-to-rename-accounts</loc>
  <lastmod>2024-12-11T13:44:15Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/203774483-How-to-add-a-Manual-account</loc>
  <lastmod>2025-09-29T09:11:25Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/203774493-How-to-enable-or-disable-auto-account-updates</loc>
  <lastmod>2025-09-30T12:42:49Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/204574813-Why-wouldn-t-you-want-a-tax-free-investment</loc>
  <lastmod>2024-01-22T11:01:56Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/204575483-What-is-a-tax-free-investment</loc>
  <lastmod>2024-01-20T04:45:16Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/205068097-Are-tax-free-investments-government-products-like-retail-savings-bonds</loc>
  <lastmod>2023-11-28T00:30:09Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/205068147-What-is-a-unit-trust-fund</loc>
  <lastmod>2024-01-22T11:00:37Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/205824048-How-to-use-advanced-filters-when-doing-a-transactions-search</loc>
  <lastmod>2024-02-12T12:12:25Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/205824228-How-to-see-account-balance-graphs-trends</loc>
  <lastmod>2024-12-11T12:36:41Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/206141088-How-to-see-account-balance-trends-on-iOS</loc>
  <lastmod>2024-03-20T16:23:26Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/206907487-Financial-Glossary</loc>
  <lastmod>2022-01-13T05:57:14Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/209730838-How-can-I-see-my-new-transactions</loc>
  <lastmod>2024-02-12T12:12:08Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/115004330787-How-to-link-a-Luno-account</loc>
  <lastmod>2024-04-22T08:50:25Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/115006198407-How-to-export-your-Budget</loc>
  <lastmod>2025-08-14T13:10:54Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/115012050328-Say-hi-to-our-Help-Centre</loc>
  <lastmod>2024-06-04T06:52:44Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/115012344968-What-are-the-Spending-Groups-and-what-do-they-mean</loc>
  <lastmod>2025-08-14T06:31:12Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360010190393-Why-do-some-transactions-not-show-in-my-budget</loc>
  <lastmod>2024-04-18T19:58:29Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360011157074-What-are-account-groups</loc>
  <lastmod>2024-12-11T13:07:50Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360011280033-How-to-move-accounts-between-account-groups</loc>
  <lastmod>2024-12-11T12:42:32Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360011280053-How-to-disable-account-groups-on-Web</loc>
  <lastmod>2025-08-14T06:29:19Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360013034393-How-to-add-a-crypto-account</loc>
  <lastmod>2025-08-18T08:09:59Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360014561939-How-to-change-a-merchant</loc>
  <lastmod>2024-04-23T20:29:52Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360015317220-What-s-future-budgeting-and-how-do-I-use-it</loc>
  <lastmod>2024-12-11T14:10:18Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360015526559-How-to-find-out-what-your-vehicle-is-worth-using-Vault22</loc>
  <lastmod>2024-12-11T13:31:07Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360015553420-Getting-to-know-Vault22-s-categories</loc>
  <lastmod>2025-08-14T06:26:09Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360015905159-How-to-add-a-manual-transaction</loc>
  <lastmod>2025-09-27T19:00:09Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360015911519-How-to-get-started-with-Vault22</loc>
  <lastmod>2025-09-25T06:20:58Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360016456160-How-to-manually-import-a-statement</loc>
  <lastmod>2025-08-18T08:07:47Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360019580779-22seven-Insights-Overview-FAQ-s</loc>
  <lastmod>2024-06-04T07:09:46Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/360035940254-What-s-Old-Mutual-Rewards</loc>
  <lastmod>2025-08-14T06:28:28Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/4403820680338-22seven-Answers-to-your-investment-migration-questions</loc>
  <lastmod>2024-03-23T08:03:58Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/6536073805468-Re-authenticating-Discovery-Bank-accounts</loc>
  <lastmod>2024-04-13T11:04:46Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/7895709542684-The-new-Vault22-mobile-app-is-here</loc>
  <lastmod>2025-09-25T06:35:06Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/10130968711708-How-to-tag-transactions</loc>
  <lastmod>2024-04-23T20:29:37Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/10464882012316-Vault22-Introduces-Seamless-Capitec-Account-Linking</loc>
  <lastmod>2025-03-19T14:19:45Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/12603203479324-Privacy-Policy-version-2-5-4-March-2021</loc>
  <lastmod>2024-02-13T07:13:33Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/12616256150044-Managing-your-third-party-access-requests</loc>
  <lastmod>2025-08-14T06:11:50Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/12655504491292-Terms-of-Service-Version-2-3-4-March-2021</loc>
  <lastmod>2024-04-25T17:18:16Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/12667750051228-Privacy-Policy-version-2-6-effective-1-March-2024</loc>
  <lastmod>2024-04-25T17:17:37Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/articles/12668740945052-Terms-of-Service-Version-2-4-effective-1-March-2024</loc>
  <lastmod>2024-04-25T17:16:36Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/sections/200123467-What-s-news</loc>
  <lastmod>2025-09-25T06:35:06Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/sections/200153428-Mobile-Apps</loc>
  <lastmod>2025-08-11T14:16:25Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/sections/200153438-Security</loc>
  <lastmod>2025-08-14T06:20:42Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/sections/200153983-Using-22seven</loc>
  <lastmod>2025-09-27T19:00:09Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/sections/200156953-Service-updates</loc>
  <lastmod>2025-03-19T14:19:45Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/sections/200157383-Linking-accounts</loc>
  <lastmod>2025-09-30T12:42:49Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/sections/200168823-Transactions</loc>
  <lastmod>2026-01-02T07:58:54Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/sections/200675183-Goals-Investments</loc>
  <lastmod>2024-03-23T08:03:58Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/categories/200055703-Announcements</loc>
  <lastmod>2025-09-25T06:35:06Z</lastmod>
</url>
<url>
  <loc>https://conversations.22seven.com/hc/en-us/categories/200057706-Help-FAQs</loc>
  <lastmod>2026-01-02T07:58:54Z</lastmod>
</url>
</urlset>
